First chance credit
Up to 9.99%
Pour qui : A decent file, turned down or poorly served by your own bank
- A rate set by your file, not by a grid
- Also ideal for a first purchase or a newcomer to Canada
- Term and payments matched to your budget
Auto financing
A solution for every credit file
Good credit, fragile credit or a difficult file: we are the lender, so we review every file on its own merits. Here is how to find yours.
Second chance credit
From 10.99%
Pour qui : Late payments, high debt, a fragile credit score
- Approval despite a higher-risk file
- A loan structured to rebuild your credit score
- Option to refinance at a better rate after 12 to 24 months
Third chance credit
From 14.99%
Pour qui : Bankruptcy, consumer proposal, vehicle repossession
- We are the lender, and we say yes
- Every payment improves your file
- Personal support from start to finish
The rates shown are provided as a guide and vary with your credit file, the vehicle you choose and the term. Your advisor will always present the best rate available for your situation before anything is signed.
Not sure where you stand?
Let us review your file free of charge
You do not have to guess your category. Fill out the online application: an advisor reviews your file, explains your options and recommends the most advantageous solution, with no obligation and no fee.